Running a small business means every penny counts — and finding ways to save money (and time!) is always a win. If you’re looking for powerful, easy-to-use accounting software that doesn’t cost a thing, FreeAgent could be just what you need.

Even better — you can get it completely free when you open a business account with Mettle, NatWest, or RBS.

This offer is ideal for freelancers, sole traders, and small limited companies that want to manage their finances with ease — without incurring additional costs.

What Is FreeAgent?

FreeAgent is award-winning, HMRC-recognised online accounting software designed specifically for small businesses in the UK. It’s built to make bookkeeping more straightforward and less stressful — even if numbers aren’t your thing!

With FreeAgent, you can:

• Create and send professional invoices

• Track expenses and payments

• Reconcile your bank transactions automatically

• File VAT and Self Assessment returns directly to HMRC

• Run payroll (for limited companies)

• Get real-time tax estimates so you’re never caught off guard

It’s trusted by thousands of small business owners and accountants across the UK to stay organised and compliant.

How to Get FreeAgent for Free?

Typically, FreeAgent costs £33 per month, but you can access the full version for free when you open a business account with one of these banks:

• Mettle – the free business account from NatWest

• NatWest – for eligible business current account holders

• Royal Bank of Scotland (RBS) – for eligible business current account holders

As long as your business account is active and connected to FreeAgent, you’ll keep using it at no cost!

How to Set It Up?

Getting started is quick and easy:

1. Open a business account with Mettle, NatWest, or RBS

2. Log in to your bank’s online account

3. Connect FreeAgent via the bank’s marketplace or FreeAgent link

4. Set up your account with your business details

5. Start using FreeAgent to manage your business finances — completely free!

Why Small Businesses Love FreeAgent?

FreeAgent is more than just accounting software — it’s like having a digital assistant for your finances.

Here’s why it’s so popular with small business owners:

• No monthly fees — save around £396 a year

• Cloud-based — access your accounts anytime, anywhere

• HMRC-compliant — perfect for VAT, MTD, and Self Assessment

• Automation — reduces manual work and keeps everything accurate

• Live bank feeds — see your income and spending in real time

Who Can Benefit?

This free offer is ideal for:

• Freelancers and contractors

• Sole traders and partnerships

• Limited companies

• Startups and small businesses

If you’re already with Mettle, NatWest, or RBS — or thinking about opening a new account — this is a brilliant opportunity to get top-tier accounting software for free.

Balanced Books by Bernie – Your FreeAgent Partner

At Balanced Books by Bernie, I'm an experienced FreeAgent bookkeeper who loves helping small businesses make the most of this fantastic tool.

I can help you:

• Set up your FreeAgent account the right way

• Connect your bank feed

• Learn how to use the software confidently

• Stay compliant with HMRC while saving time and money

Whether you’re just starting or ready to switch from another system, I’ll guide you every step of the way.

Contact me today to find out how to get started with FreeAgent and keep your business finances running smoothly.